For the first time ever one of my very good friends parents home flooded for the first time, a couple of weeks ago. The very first time and they had three (3) feet of water in their home. They have lived in this house for over 30 years. Unfortunately, I hear these stories and so many times people did not have flood insurance on their homes. My friends parents were the lucky ones, even though flood insurance was not required on their house they decided to have it just in case.
Pearland Texas homeowners, this is one of those things that you can wait to long to get your Flood Insurance. With Hurricane season quickly approaching it is time to call your insurance company now. If you are not required to have flood insurance you will be pleasantly surprised on the amount you will pay for the policy. Pearland homeowners keep in mind if there is a storm in the Gulf of Mexico you will not be able to get a flood policy.
For Flood Insurance Company information visit Texas Department of Insurance
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Maggie, You are absolutely correct in that even if you are not within the 100 year flood zone you should always consider flood insurance. All flood programs are written through the NFIP(National Flood Insurance Program) and if you are not withing the 100 year flood plane you can qualify for the Preferred Risk Program where the maximum premium per year is $348/yr for $250k on dwelling and $100 on contents. For more information on flood coverage for your home please call Barry Insurance Group where all of our professionals are trained in the nuances of these policies.
Other coverage that we offer are: Homeowners, Windstorm, Business and Life insurance. 281-464-3383