Pearland Texas Real Estate : February 2013

The Benefits of Home Ownership


The decision to purchase a home is exciting and a major investment for your future.  Because there is only so much of it to go around, real estate is the top choice for many investors and the desire for most families. 
home ownershipTired of The Rental Game
One of the most profitable markets in real estate is rentals, which means that many families are paying to live in a home that isn't their own.  In some cases, renting a home is necessary.  For all others, the money that would be spent on rent could instead be used to pay a mortgage.  In fact, monthly rent payments often exceed that of a typical mortgage payment.  One of the greatest benefits of home ownership is putting money into something that you can call your own and knowing that the monthly payments are going toward your home's equity.
A Place of Your Own
When you own a home, you will enjoy the freedom of decorating and making any changes that you choose without needing the permission of a landlord or property owner.  In addition, you may even be able to use your home's equity to finance some needed improvements and/or repairs.  In some cases, these changes may even increase the value of your home.  An upgraded kitchen or bathroom, hardwood flooring or an additional room are examples of changes that could result in added value.
home sold signTax Advantages
Another advantage of home ownership is the tax benefits that are available.  The interest paid on a home mortgage as well as most property taxes paid are tax deductible.  For additional information on deducting mortgage interest and property tax, consult the IRS or a tax professional.
In addition to providing yourself and your family with a feeling of stability and permanence, home ownership can also help strengthen your credit profile through timely mortgage payments and a steady financial history.
Its A Great Time To Buy!
Top of my list right now for owning a home is the all-time low interest rates.  When my husband and I bought our first home 25 years ago our interest rate was 11%! Now you are looking at rates in the 3% range - WOW! That is a big difference. If you are interested in buying a home in the Pearland, TX area



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Whether you are buying or selling Real Estate in Pearland Texas it just makes sense to use a Realtor® that knows the area!  I live here, work here and play here - I call Pearland Texas home!  For more information regarding Pearland Texas be sure to visit my website:

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Comment balloon 20 commentsMaggie McFarland • February 26 2013 07:14PM
The Benefits of Home Ownership
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