Pearland EMS is offering three sessions of BLAST! (Babysitter Lessons and Safety Training) classes this summer. The 8-hour session is $20 per person.
Session 1 - Saturday, June 20 & June 27 Session 2 - Sunday, July 19 & July 26 Session 3 - Saturday, Aug. 1 & Aug. 8
All classes will be held at the Public Works Training Room, located at 3501 E. Orange St. in Pearland from 9 a.m. - 2 p.m. Participants are required to sign up and pay prior to the first day of their desired session date, to ensure a spot.
To sign up or for questions, call Raquel at 281-652-1956
BLAST! provides: . Important training for potential babysitters and parents considering hiring a babysitter. Ideal for children ages 11 to 14 or parent/guardian(s) looking to hire a babysitter, BLAST! is an exciting and interactive program providing extensive training in pediatric first aid, household safety, and the fundamentals of childcare. . Babysitter-safety basics, taught at the student's pace via an interactive course . American Academy of Pediatrics National Certification
Whether you are buying or selling Real Estate in Pearland Texas it just makes sense to use a Realtor® that knows the area! I live here, work here and play here - I call Pearland Texas home! For more information regarding Pearland Texas be sure to visit my website:
PearlandHomeTeam.com - Homes for Sale in Pearland Texas, Schools, Home Selling Tips, Buying a Home Tips, Foreclosures, Weather and Community Information.
Great time for Pearland First Time Homeowners. News from Maggie McFarland RE/MAX One in Pearland Texas. Below is information from National Association of Realtors. For more information contract Maggie McFarland at 281-412-2022
"A true housing recovery depends on buyers returning to the market and reducing inventory," said National Association of Realtors® President Charles McMillan, a broker with Coldwell Banker Residential Brokerage in Dallas-Fort Worth. ...
Whether you are buying or selling Real Estate in Pearland Texas it just makes sense to use a Realtor® that knows the area! I live here, work here and play here - I call Pearland Texas home! For more information regarding Pearland Texas be sure to visit my website:
PearlandHomeTeam.com - Homes for Sale in Pearland Texas, Schools, Home Selling Tips, Buying a Home Tips, Foreclosures, Weather and Community Information.
You've probably wondered many times if you can afford to buy a home. Did you know that continuing to make rental payments may be more expensive in the long-run? When you make rental payments, the money is gone forever. When you make mortgage payments, however, you build equity in your home. The longer you own your own home, the larger your equity becomes. Your home may also appreciate in value, usually at a rate faster than the rate of inflation. In addition, property taxes and mortgage interest paid on your personal residence are usually 100% tax deductible. There are numerous advantages to owning a home. Here are some things to consider when buying your first home.
Obtain Your Credit Report
Get a copy of your credit report from the three major credit bureaus (Experian, Equifax,Trans Union) and review the information. Most lenders will get a credit report for you and review it with you as part of their pre-approval process. The sooner you do this the better. If your credit report contain items which need correcting, it's easier to attend to them well before you make an offer. Don't assume you can't buy a home because your credit isn't perfect. There are numerous lenders and loan programs designed for people with less-than-perfect credit. Contact several lenders to discuss your options. In the unlikely event you don't qualify for a loan, determine what steps to take to improve your credit standing and qualify in the future.
Determine How Much Home You Can Afford
Maggie McFarland can give you a list of Mortgage Companie they can help with this process. Also, many web sites offer calculators that help you determine how much home you can afford. A good calculator will give you a range of affordability. Many of these calculators use standard debt ratios of 28/36. This means that your housing payments cannot exceed 28 percent of your gross income and that your total debt cannot exceed 36 percent of your gross income. However, there are a wide range of programs. Depending on your assets, credit history and earning potential, you may be able to qualify for more than what the standard debt ratio calculations would indicate. Contact a lender to determine of how much you can afford.
Understand The Cost Of Home Ownership
In addition to your mortgage payment, you will also pay for property taxes and home owners insurance. In Pearland the tax rate is different for many of the subdivisions. If you buy a condominium or townhouse you'll likely pay a monthly homeowner's association fee. It is important that you understand the full cost of owning a home in addition to the tax benefits. Many real estate agents and lenders can help you analyze the cost of owning a home. You may also want to consult with an accountant or a financial planner to determine how purchasing a home will help meet your financial goals.
Determine How Much Money You Will Need
Most loan programs require cash to pay for the down payment and closing costs. In today's market most lenders offer a variety of programs and down payment options. Even if you have less-than-perfect credit, you may be able to buy a home with a limited down payment. Many home buyers mistakenly assume they need to save 10 or 20 percent the purchase price before they can buy a home.
Determine How Long Your Pearland Home Will Meet Your Needs
What home features do you require today? When and in what way might your requirements change? Will you have a larger or smaller family in the near future? Will you some day need a home-office or work area? A two-bedroom home, for example, may serve the needs of a couple, but may not be roomy enough for a growing family. What will be required to convert the garage into additional work or living space? Consider how your needs may change before you buy.
Whether you are buying or selling Real Estate in Pearland Texas it just makes sense to use a Realtor® that knows the area! I live here, work here and play here - I call Pearland Texas home! For more information regarding Pearland Texas be sure to visit my website:
PearlandHomeTeam.com - Homes for Sale in Pearland Texas, Schools, Home Selling Tips, Buying a Home Tips, Foreclosures, Weather and Community Information.
Pearland Home Staging Tip of the Week from Maggie McFarland of RE/MAX One. Pearland Realtor with over 15 years of experience.
The first thing you want to do is stand out at the street. This is your buyer's first thing they see and the first impression of your home. Spend some time and make lots of notes. When you are finished take your time and get the exterior ready for potential home buyers! Can you see the front door? Is the front door clean? Can you see all of the windows? Is the lawn well maintained and green? Are flower beds free of weeds and bushes nicely trimmed? Does the home need paint? Is the roof clean? Is there wood trim on the house that needs to be replaced? These are all questions you need to ask yourself. Remember you want the buyer to want to come inside the home.
Next week tip of the week will be the 8 second rule!
Whether you are buying or selling Real Estate in Pearland Texas it just makes sense to use a Realtor® that knows the area! I live here, work here and play here - I call Pearland Texas home! For more information regarding Pearland Texas be sure to visit my website:
PearlandHomeTeam.com - Homes for Sale in Pearland Texas, Schools, Home Selling Tips, Buying a Home Tips, Foreclosures, Weather and Community Information.
"30-year fixed-rate mortgage rates caught up to the recent rise in long-term bond yields this week to reach a 25-week high," said Frank Nothaft, Freddie Mac vice president and chief economist." And the slowdown in the housing market has ...
Loan Programs for Pearland Home Buyers
30-Year Fixed-Rate Mortgage The 30-year fixed is one of the most popular loans. Many people like the fixed interest rate and lower monthly payments. But since the term of the loan is long, you'll pay more interest over the life of the loan.
15-Year Fixed-Rate Mortgage† You generally pay a lower interest rate with a 15-year loan. You will pay less interest than you would with a longer-term loan and build equity quickly. Your payments will be higher than those on a 30-year mortgage.
5/1 Adjustable-Rate Mortgage (ARM)† This loan has a fixed rate for the first 5 years and a rate that changes once each year for the remaining life of the loan. Because the interest rate can change after the first 5 years, the monthly payment will increase if rates go up and will be reduced if rates fall.
Interest-only loans This loan has an initial time frame in which only interest is paid, followed by a period of time in which the payment goes up in order to pay down the loan's balance. This is different than traditional mortgages, where the payment consists of principal and interest for the life of the loan. Use the savings from the lower initial payments for other immediate needs, keeping in mind that payments will increase in the future.
Contact Maggie McFarland - RE/MAX One at 281-412-2022
Whether you are buying or selling Real Estate in Pearland Texas it just makes sense to use a Realtor® that knows the area! I live here, work here and play here - I call Pearland Texas home! For more information regarding Pearland Texas be sure to visit my website:
PearlandHomeTeam.com - Homes for Sale in Pearland Texas, Schools, Home Selling Tips, Buying a Home Tips, Foreclosures, Weather and Community Information.
Pearland Real Estate information from Maggie McFarland - RE/MAX One. Pearland Texas full time Realtor. For the latest Pearland Real Estate information visit TheHomeSourceOnline.com
Green construction and progress were the themes of the Pearland Economic Development Corporation (PEDC) annual Broker/Developer Day Event. Area real estate professionals and community leaders toured the city by bus to see first-hand why ...
Maggie McFarland RE/MAX One 281-412-2022 http://www.TheHomeSourceOnline.com email Maggie at pearlandhometeam.com
Whether you are buying or selling Real Estate in Pearland Texas it just makes sense to use a Realtor® that knows the area! I live here, work here and play here - I call Pearland Texas home! For more information regarding Pearland Texas be sure to visit my website:
PearlandHomeTeam.com - Homes for Sale in Pearland Texas, Schools, Home Selling Tips, Buying a Home Tips, Foreclosures, Weather and Community Information.
Whether you are buying or selling Real Estate in Pearland Texas it just makes sense to use a Realtor® that knows the area! I live here, work here and play here - I call Pearland Texas home! For more information regarding Pearland Texas be sure to visit my website:
PearlandHomeTeam.com - Homes for Sale in Pearland Texas, Schools, Home Selling Tips, Buying a Home Tips, Foreclosures, Weather and Community Information.
Whether you are buying or selling Real Estate in Pearland Texas it just makes sense to use a Realtor® that knows the area! I live here, work here and play here - I call Pearland Texas home! For more information regarding Pearland Texas be sure to visit my website:
PearlandHomeTeam.com - Homes for Sale in Pearland Texas, Schools, Home Selling Tips, Buying a Home Tips, Foreclosures, Weather and Community Information.
Pearland Texas Real Estate market shows to be a strong market in May 2009! Houston Association of Realtors reported 127 homes sold in the month of May. The even better news is there are 226 pending sales as of June 2, 2009.
Number of Properties sold in Pearland Texas: 127
( Average Sales Price / Average SqFt ) : ( 188406 / 2408 ) = $ 78.24
( Average Adjusted Sales Price / Average SqFt ) : ( 185837 / 2408 ) = $ 77.17
Thinking about buying or selling Pearland Texas Real Estate
Contact Maggie McFarland - RE/MAX One - 281-412-2022
Whether you are buying or selling Real Estate in Pearland Texas it just makes sense to use a Realtor® that knows the area! I live here, work here and play here - I call Pearland Texas home! For more information regarding Pearland Texas be sure to visit my website:
PearlandHomeTeam.com - Homes for Sale in Pearland Texas, Schools, Home Selling Tips, Buying a Home Tips, Foreclosures, Weather and Community Information.
Shadow Creek Ranch in Pearland showed strong home sales for May 2009. There were 20 reported sales through Houston Association of Realtors. Right now Shadow Creek Ranch has 43 pending sales. It is an exciting time in Real Estate, especially in Shadow Creek Ranch in Pearland.
Number of Properties: 20 SOLD in Shadow Creek Ranch in May 2009
( Average Sales Price / Average SqFt ) : ( 216586 / 2636 ) = $ 82.16
( Average Adjusted Sales Price / Average SqFt ) : ( 213108 / 2636 ) = $ 80.85
Contact Maggie McFarland to buy or sale property in Shadow Creek Ranch in Pearland
Whether you are buying or selling Real Estate in Pearland Texas it just makes sense to use a Realtor® that knows the area! I live here, work here and play here - I call Pearland Texas home! For more information regarding Pearland Texas be sure to visit my website:
PearlandHomeTeam.com - Homes for Sale in Pearland Texas, Schools, Home Selling Tips, Buying a Home Tips, Foreclosures, Weather and Community Information.
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